pictureBasically a Post Graduate in Commerce and Hindi Literature with C.A.I.I.B. in 1979. Passed B.L. Evening from Law College Madras in 1997. Passionate about knowing about cyber crime, joined a Diploma Course in Information Technology Law and Management conducted by S.I.S.I. Govt of India. Completed Certificate Course in Information System Banker and Diploma in Banking Technology (theory part with the project work incomplete) both conducted by Indian Institute of Bankers, Mumbai. Passed a Cyber Crime Investigator Test conducted by IDRBT in association with Directorate of Forensic Sciences, Ministry of Home Affairs, Govt of India. Passed CISP of STQC Dept of I.T. Ministry of I.T. Govt of India. Lead Auditor in ISO 9001:2000 standards and in ISO 27001 ISMS. Currently pursuing a Ph.D. on Cyber Crimes in Banks in Madras University Dept of Criminology.


Employed in Indian Overseas Bank for 31 years in various capacities ranging from officer to branch manager in the Delhi city branches, and later in Madurai region and Tuticorin regions of the bank. Took Voluntary Retirement as Chief Manager Systems in the Information Technology department of the bank in Chennai in 2008. Was in-charge of some computer operations of the bank especially handling information systems security, information systems audit, ISO documentation, network maintenance and many other projects and activities. Was the Management Representative for ISO certification of the department for about five years and was instrumental in enhancing the quality of ISO documentation in the bank.

Professional Qualification also includes: Lead Auditor in ISO 9000 and  ISO 27001 certifications.  Also acquired CISP- STQC from the Dept of I.T., Ministry of Communications.

At present

Presently serving as an Advocate mainly on cyber law and as consultant on Information Systems Security, ISO audits, cyber law assurance etc. Guest Faculty in Madras University, Indian Institute of Banking and Finance and other academic institutions and staff training colleges of banks and other organisations and Management/Business Schools on topics like Cyber Laws, Banking Products, Security Concerns in ATMs, E-Banking etc. Honorary Secretary of Cyber Society of India in its head office in Chennai. Guest Faculty in Smot Business School on I.T. Law, I.T. Service Management, Cyber Laws and Finance and Banking for its Management – Business Administration courses with I.T. as specialization.

Articles published: “Security Concerns in electronic delivery channels in Banks” in the Technology Special Issue of Indian Institute of Banking and Finance’s journal “Bank Quest” in its July 2007 issue. Click here for the full text of the article.

Published an article in Security Concerns in “CID Reporter” published by the Crime Records Bureau of Tamil Nadu Police on ‘Fraud prone areas in ATM’s and e-Banking’ in Jan 2008.

Interviews have appeared in the Deccan Chronicle on September 18, 2008, in Times of India on 5-12-2009 and on many occasions in VijayTV in its Crime File stories and on quite a few occasions in Sun TV and Jaya TV, Headlines Today and other electronic media.

Menu item: Services Offered : Beneath this three pages: Consultancy, Faculty Support, Others.